3 Month Payday Loans Online

3 Month Payday Loans Online

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4.7 / 10
Customer Rating

Loans Compare

Lender
Details
LoanSolo
LoanSolo
9 / 10
lender.amount
$3000
APR
1.39-3.4%
lender.term
1-3 years
Pros
  • Ease of use.
  • Simple application process.
  • Large number of trustworthy lenders.
  • No fees.
  • Flexible loan terms.
  • High security.
Cons
    Not available in some state.
    Small maximum amount to borrow.
    No pre-qualification.
LoansAngel
LoansAngel
9 / 10
lender.amount
$2000
APR
4.99-20.49%
lender.term
2-4 years
Pros
  • Long-lasting presence online.
  • Good standing.
  • Customized offers based on applicants' individual needs.
  • A convenient website with easy registration.
Cons
    Not a direct lender.
    LoansAngel hides the WHOis information.
    The FAQ section could be more extensive.
Indylend
Indylend
10 / 10
lender.amount
$3000
APR
4.99-19.63%
lender.term
2-6 years
Pros
  • Free to use.
  • Website's good quality and intuitive navigation.
  • Updated SSL encryption.
  • They don't check financial health.
  • Flexible conditions for different borrowers.
Cons
    Sometimes, customers have to wait for money for up to two days.
    Text messaging spam.
Greenlight Cash
Greenlight Cash
10 / 10
lender.amount
$3000
APR
4.37-24.99%
lender.term
1-2 years
Pros
  • Accepts first-time credit applicants.
  • Loans can be funded one business day after the borrower agrees with a loan offer.
  • Credit card consolidation loans provide direct payment to creditors.
  • Borrowers can select and adjust their payment date.
Cons
    An origination fee may be charged.
    Borrowers can only select between two repayment terms.
    There is no debt management mobile app.
Funds Joy
Funds Joy
9 / 10
lender.amount
$500
APR
4.99-19.99%
lender.term
2-4 years
Pros
  • One-stop solution for finding all lenders.
  • Easy 10-minute process.
  • Fast transfers.
  • Easy to navigate for new users.
Cons
    Not a direct lender.
    In case of late payments, Funds Joy will report a lower credit score to the credit agency.
    A borrower must earn at least $800 per month to be eligible for a loan.
Extralend
Extralend
10 / 10
lender.amount
$1000
APR
4.99-29.99%
lender.term
2-5 years
Pros
  • No additional fees.
  • Rates are competitive among available internet loan lenders.
  • Provides a 0.5 percentage point rate reduction for setting up autopay.
  • Satisfaction-guarantee service.
Cons
    There is no pre-qualification option on its website.
    Some lenders may ask for several years of credit history.
    ExtraLend isn't the direct lender, which makes the process lengthy.
Payoff
Payoff
6 / 10
lender.amount
$250
APR
5.99-24.99%
lender.term
2-5 years
Pros
Cons
Best Egg
Best Egg
7 / 10
lender.amount
$1000
APR
5.99-29.99%
lender.term
1-5 years
Pros
Cons
Upstart
Upstart
8 / 10
lender.amount
$1000
APR
4.37-35.99%
lender.term
3-5 years
Pros
Cons
SoFi
SoFi
6 / 10
lender.amount
$200
APR
4.99-19.63%
lender.term
2-7 years
Pros
  • The Company provides commission-free American stock and EFT trading without inactivity and withdrawal fees.
  • The process of creating an account is seamless, digital, and quick.
  • The support center offers relevant and helpful answers.
Cons
    The Company is only available to American residents.
    There are limited products.
    The research tools are not advanced.
LightStream
LightStream
6 / 10
lender.amount
$1500
APR
4.49-20.49%
lender.term
5-10 years
Pros
Cons
Wells Fargo Personal Loan
Wells Fargo Personal Loan
7 / 10
lender.amount
$500
APR
5.74-19.99%
lender.term
2-8 years
Pros
Cons
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here's how we make money.

What is Finwower?

5987
processed loans
4800
happy customers
7000
testimonials
94%
instant approval

How can I get a 3-month loan?

Unexpected expenses can arise at the most inopportune times. Fortunately, there is no need to be desperate: you can apply for a payday loan on paper. 3-month payday loans are popular with customers because they are easy to get and easy to repay. There are several ways to get a 3-month loan: banks and online credit agencies. Online lenders are the best way to get funds quickly and easily. The most important thing is to choose a credible organization that offers loans with favorable terms.

Payday loans are small loans given for a short period (usually up to 30 days). However, borrowers may also qualify for 3-month loans and loans granted for an even longer period. These loans are very popular among people who, for one reason or another, find themselves short of a certain amount of money. Everyone can be faced with unexpected expenses. To cope with them, a loan is required.

There are several ways to get a 3-month loan. The first is to go to the nearest bank and try to get a loan there. Note that to get a loan from a bank, the credit history must be perfect. In addition, the loan application and acceptance process is rather tedious. Banks have rather strict requirements for getting a loan. But what if you have a bad credit history or need money urgently? There is a solution. You can approach a lending institution and get a loan from them. Also, you do not have to go anywhere because all procedures can be done online. All you have to do is use your computer or laptop to register on the lending company's website and apply for 3-month loans online. In addition, online lending agencies have simple requirements for obtaining credit. Loans are granted even to those who do not have a good credit record. In addition, the process of confirming the loan application is quick and easy. Of course, 3-month loans granted by online lenders carry high interest payments. However, they are the best way to get money quickly and without a credit history check.

3-month loans without a credit check

You cannot get 3-month loans from banks if you have a bad credit history. But don't worry. You can still get a loan even if you have a bad credit history. To do so, you need to apply to an online lending institution. Online lending companies set a set of minimum requirements for borrowers, issuing 3-month payday loans with no credit check. They do not care about your credit history. What is really important to them is your creditworthiness and your ability to repay your current loan on time. That is why you will need to provide copies of documents that confirm your creditworthiness.

What do you need to get a 3-month loan?

As soon as you have chosen a loan company to get a loan, go to their official website to see what requirements you need to meet to get a 3-month bad credit loan. In general, you must

  • Be of legal age. This means that people under the age of 18 cannot apply for a loan. You must provide the appropriate documents to confirm your age.
  • Only U.S. citizens can get a payday loan with a card. You must provide documents confirming your residency.
  • The bank card to which the money will be credited must be issued in the name of the borrower.
  • The applicant must prove his or her creditworthiness. For this purpose, he must provide scans of documents confirming that he has a job and a salary of at least $1,000 per month. The lender must be confident that the client will be able to repay the loan.
  • The borrower must provide a real phone number and e-mail address. The borrower's personal information will be verified by them.
  • To apply for a 3-month loan, the borrower must not be a regular or reserve member of the army.

If you meet all the above conditions, follow the following steps to apply for a 3-month loan from online lenders:

  1. Choose a credible lending company and visit its official website.
  2. Find an application form and fill it out correctly. Provide only valid information. If you make a mistake, your loan application will be rejected. Therefore, be careful when filling out the application form.
  3. Indicate the amount you wish to obtain and choose the period for which it is required.
  4. Indicate the bank card to which the money is to be credited.
  5. Wait for the loan application to be approved. It usually takes only a few minutes for the loan application to be approved.
  6. Sign the contract. Be sure to study it carefully before signing it.
  7. Receive the money and do not forget to cover the loan on time.

The whole procedure is quick and easy. You will receive the money the day after the loan application is approved.

Reasons for getting a loan from Finwower to 3 months

Finwower is a reputable credit organization that offers safe and legal services. It offers different types of loans, including 3-month loans.

Why is it advantageous to apply for a 3-month loan from Finwower? There are several reasons:

  • A quick and easy loan approval process. The money may be needed urgently, such as to pay bills or for medical treatment. In this case, banks are not helpful, as loan approval can take up to several days. Using the services of Finwower, the loan application will take only a few minutes. At the same time, the procedure for receiving the money is as clear and simple as possible.
  • Speed of loan processing. The system takes up to 15 minutes to process the loan application.
  • The entire procedure can be done online. There is no need to travel anywhere to apply for a 3-month loan. Just use your computer or laptop to register at Finwower and fill out the application form to get a loan.
  • 3-month loans are granted to the applicant with minimal documents or rather electronic copies of them.
  • Loans are also granted to those who do not have a good credit history. Your credit history is not important. What matters is your ability to repay the debt on time.
  • The company has professional staff. If you need qualified advice, the company's employees are always ready to provide professional assistance and answer your questions.
  • The company offers several types of loans to its customers. In addition to 3-month loans, you can also apply for 3-month term loans, installment loans, personal loans, etc.

If you are looking for a reliable loan company with a good reputation and safe services, Finwower will be an excellent choice for you. The company offers various financial services, has minimum requirements and provides loans with favorable terms. Whatever you need, you can get it from Finwower. All you have to do is go to the company's official website, choose the type of loan you want and apply for it online by providing the necessary information.

How quickly can I get a 3-month loan?

It all depends on how you choose to get a 3-month loan. If you want to get a loan from a bank, be prepared to provide a lot of documentation and the whole process can take time. In addition, your credit history must be perfect in order to get a loan from a bank. If you need money quickly, the best way is to turn to online lending agencies. These agencies have minimum requirements and issue 3-month loans to pay off the debt. All you have to do is wait for the loan application process (up to 15 minutes) and you will receive the money the day after the application is approved.

How do you repay 3-month loans?

Before you sign the contract, you will be told the repayment schedule for 3-month loans and the final repayment amount. To avoid paying a fine, you must pay the required amount on time. In general, the borrower can choose one of the following repayment methods:

  • online payment ;
  • payment via terminal;
  • cash payment at the company office.

Don't forget that contributions paid on time have an impact on your credit history. The better it is, the more likely you are to be able to claim large sums for expensive purchases in the future.

What happens if you fail to repay the debt on time?

The consequences of failing to pay a 3-month loan can be:

  • penalties ;
  • negative information to the credit history bureau;
  • notarized order or complaint to the court.

Remember that 3-month loans are not gifts and must be repaid on time. If you are not sure you will be able to repay the loan on time, think of other ways to get money. Talk to your family and friends and try to get a loan from them.

Alternatives to 3-month loans

Reliable online lending companies such as Finwower offer different types of loans. They can be used as alternatives to 3-month loans. What loans can you get from online credit companies? If you have an urgent need for cash, the following types of loans are probably suitable for you:

24-hour loans are a great way to get money quickly when you need it urgently. Simply fill out the application form on the website of your chosen lending company to get money quickly and easily. A bad credit history is not an obstacle, because you can get a loan even if you have a bad credit history. The most important thing is your current creditworthiness and your ability to repay the loan on time.

1-hour loans are quick loans given for a short period (up to two weeks). To get this loan, you fill out the application form on the lending company's website and wait for the application to be approved. The process is quick and the money will be credited to your account the day after the loan application is approved.

Remember that all loans must be repaid on time. Whatever type of loan you use, 3-month loans or others, stick to the repayment schedule and use the money wisely to avoid any problems.

Other lender reviews:

Best Egg
Minimum down payment: 5.99%
Minimum credit amount: 1000 $
Extralend
Minimum down payment: 4.99%
Minimum credit amount: 1000 $
Funds Joy
Minimum down payment: 4.99%
Minimum credit amount: 500 $
Greenlight Cash
Minimum down payment: 4.37%
Minimum credit amount: 3000 $
Indylend
Minimum down payment: 4.99%
Minimum credit amount: 3000 $
LightStream
Minimum down payment: 4.49%
Minimum credit amount: 1500 $
LoanSolo
Minimum down payment: 1.39%
Minimum credit amount: 3000 $
LoansAngel
Minimum down payment: 4.99%
Minimum credit amount: 2000 $

What our customers are saying

Catherine Jones
Catherine Jones
9 / 10
loansanalyser.com has low-interest rates and great loan offers. And no week-long waiting. You'll get the loan after providing your details and identity verification.
Jeff Gray
Jeff Gray
10 / 10
Do you find it hard to cover your expenses before payday? Here's the solution: Finwower. You don't even need to do any paperwork to receive money!
Stephanie Smith
Stephanie Smith
9 / 10
Finding a trustworthy lender is hard. You don't want your bank details to get into the wrong hands. So I was amazed to receive the loan from Finwower so quickly.
Anthony Griffin
Anthony Griffin
10 / 10
Quick and helpful support staff. Plus, the online service makes receiving the loan super easy. It won't fix your financial issues but helps for a month-end solution.
Andrea Hooper
Andrea Hooper
9 / 10
Lending was easy, and the money helped a lot. It paid for an essential bill. I will surely take advantage of Finwower the next time. I hope they'll start giving promo codes.