by Irene Scott
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Oct. 04, 2023
Whether you want to sail for a relaxing day or go deep-sea fishing, a secondhand boat can make your dreams come true. But perhaps you have been forced to put aside your dream of owning a boat because you cannot afford to buy one.
Fortunately, financing options, such as used boat loans, are ava...
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by Irene Scott
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Oct. 04, 2023
Beginning in 2020, Volkswagen's factory warranty includes:
A 4-year or 50,000-mile bumper-to-bumper warranty and transmission coverage.
A 3-year/36,000-mile battery warranty.
A 1-year/12,000-mile warranty on parts and accessories.
An 8-year/80,000-mile federal emissions warranty.
I...
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by Irene Scott
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Oct. 04, 2023
In many cases, you may need to dispute a charge on your credit card account. Perhaps the item you ordered online arrived damaged, but the retailer you ordered it from does not want to take it back. You may have purchased an item online and never received it, or the purchase was correct but your c...
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by Irene Scott
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Oct. 04, 2023
Mortgage rates are notoriously difficult to predict. They move up and down based on market sentiment, headlines and a variety of economic indicators. Here is a look at what could move markets this week.
Key economic news will be released Friday when the U.S. Department of Labor releases its Au...
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by Irene Scott
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Oct. 04, 2023
The average rate of mortgage deals clicked by Finwower readers on Thursday was 4.64 percent, 20 basis points higher than the previous week. Mortgage rates are higher than they were a year ago, so it is still important to shop around if you want to find a good deal on a new mortgage or refinance.
...
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by Irene Scott
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Oct. 03, 2023
A two-year CD can be a useful financial tool for those seeking a higher interest rate on their savings without committing to locking in their money for the long term. It can also offer a higher rate of return than a high-yield savings account.
What is a two-year CD?
A CD is a high-yield savin...
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by Irene Scott
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Oct. 03, 2023
Whether you choose to pay off your car loan early depends on your budget, the interest rate of the loan, and other financial goals.
In general, it is a good idea to pay off your car loan early if you have no other debts or urgent high-interest expenses. On the other hand, if the money could be...
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by Irene Scott
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Sep. 21, 2023
Although the real estate market is beginning to calm down, you still need to act quickly and intelligently to get a good deal when buying a home or to maximize profits when selling it. Given the complexity of real estate transactions, it is not surprising that more than 85 percent of buyers and s...
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by Irene Scott
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Sep. 21, 2023
What is a certified check?A certified check is a personal check that the account holder's bank has confirmed is backed by sufficient funds and bears a legitimate signature.
The money in a certified check is used only to pay that check. The bank puts a stamp or other mark on the check to indicate...
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by Irene Scott
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Oct. 03, 2023
Credit unions have much in common with banks, but they also have some important differences. Unlike banks, credit unions are nonprofit financial institutions owned by their members, which gives them some advantages over banks.
Although they offer many of the same products and services as banks...
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